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The traditional retail bank branch is experiencing a noticeable decline in its presence. Driven by the boom of online and mobile banking, customers are increasingly relying to electronic channels for their financial needs. This shift has resulted to a drop in branch locations, and many institutions are consolidating existing branches to streamline
Return on total assets (ROTA) is a crucial financial metric utilized by investors and analysts to gauge the efficiency of a company in creating profits from its assets. It represents the proportion of net income earned relative to the total assets owned click here by the company. A higher ROTA indicates that a company is efficiently managing its as